[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gtasa.cz\/nizky-prijem-vam-v-zadosti-o-pujcku-prekazet-nemusi\/#Article","mainEntityOfPage":"https:\/\/www.gtasa.cz\/nizky-prijem-vam-v-zadosti-o-pujcku-prekazet-nemusi\/","headline":"N\u00edzk\u00fd p\u0159\u00edjem v\u00e1m v \u017e\u00e1dosti o p\u016fj\u010dku p\u0159ek\u00e1\u017eet nemus\u00ed","name":"N\u00edzk\u00fd p\u0159\u00edjem v\u00e1m v \u017e\u00e1dosti o p\u016fj\u010dku p\u0159ek\u00e1\u017eet nemus\u00ed","description":"Cht\u011bli byste si dop\u0159\u00e1t n\u011bco nav\u00edc, rekonstruovat svou dom\u00e1cnost anebo si po\u0159\u00eddit nap\u0159\u00edklad automobil? Pokud nem\u00e1te pot\u0159ebn\u00e9 pen\u00edze po ruce, p\u0159ijde v\u00e1m vhod p\u016fj\u010dka. A co kdy\u017e m\u00e1te na p\u016fj\u010dku p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy? Jestli\u017ee v\u00e1m v bance nejsou ochotn\u00ed vyj\u00edt vst\u0159\u00edc, tak neh\u00e1zejte flintu do \u017eita \u2013 st\u00e1le je zde \u0161ance, \u017ee v\u00e1m \u017e\u00e1dost o","datePublished":"2019-09-15","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.gtasa.cz\/author\/#Person","name":"","url":"https:\/\/www.gtasa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gtasa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gtasa.cz\/wp-content\/uploads\/img_a346365_w2600_t1560506263.jpg","url":"https:\/\/www.gtasa.cz\/wp-content\/uploads\/img_a346365_w2600_t1560506263.jpg","height":0,"width":0},"url":"https:\/\/www.gtasa.cz\/nizky-prijem-vam-v-zadosti-o-pujcku-prekazet-nemusi\/","about":["Www"],"wordCount":422,"articleBody":"       Cht\u011bli byste si dop\u0159\u00e1t n\u011bco nav\u00edc, rekonstruovat svou dom\u00e1cnost anebo si po\u0159\u00eddit nap\u0159\u00edklad automobil? Pokud nem\u00e1te pot\u0159ebn\u00e9 pen\u00edze po ruce, p\u0159ijde v\u00e1m vhod p\u016fj\u010dka. A co kdy\u017e m\u00e1te na p\u016fj\u010dku p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy? Jestli\u017ee v\u00e1m v bance nejsou ochotn\u00ed vyj\u00edt vst\u0159\u00edc, tak neh\u00e1zejte flintu do \u017eita \u2013 st\u00e1le je zde \u0161ance, \u017ee v\u00e1m \u017e\u00e1dost o \u00fav\u011br vyjde v nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed spole\u010dnosti nehodnot\u00ed bonitu \u017eadatel\u016f tak p\u0159\u00edsn\u011b jako banky. Zat\u00edmco banky hodnot\u00ed \u017eadatele o p\u016fj\u010dku podle st\u00e1le v\u00edce n\u00e1ro\u010dn\u00fdch krit\u00e9ri\u00ed, nebankovn\u00ed spole\u010dnosti p\u0159istupuj\u00ed k jednotliv\u00fdm klient\u016fm individu\u00e1ln\u011b a jejich mo\u017enosti spl\u00e1cet p\u016fj\u010dku posuzuj\u00ed v kontextu jejich re\u00e1ln\u00fdch p\u0159\u00edjm\u016f a finan\u010dn\u00edch mo\u017enost\u00ed. A to je obrovsk\u00e1 v\u00fdhoda pro v\u0161echny, kdo bojuj\u00ed s ni\u017e\u0161\u00ed bonitou. Ka\u017ed\u00fd \u017eadatel o p\u016fj\u010dku by m\u011bl v\u011bd\u011bt, \u017ee v\u00fd\u0161i jeho p\u0159\u00edjm\u016f bude ka\u017ed\u00fd poskytovatel p\u016fj\u010dky hodnotit bez ohledu na to, o jak\u00fd typ p\u016fj\u010dky bude \u017e\u00e1dat. Tak\u017ee i v p\u0159\u00edpad\u011b, kdy si vyhl\u00e9dnete hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu, tak se dolo\u017een\u00ed v\u00fd\u0161e va\u0161ich pravideln\u00fdch p\u0159\u00edjm\u016f nevyhnete. Ov\u0161em nem\u011bli byste na to nahl\u00ed\u017eet kriticky, ba naopak, d\u00edky tomu, \u017ee v\u011b\u0159itel v\u010das zjist\u00ed, zda budete sv\u00e9 finan\u010dn\u00ed z\u00e1vazky schopni spl\u00e1cet \u010di nikoli, p\u0159edejdete v\u010das p\u0159\u00edpadn\u00fdm budouc\u00edm finan\u010dn\u00edm probl\u00e9m\u016fm. A to je d\u016fle\u017eit\u00e9 pro ob\u011b strany \u2013 \u017e\u00e1dn\u00fd v\u011b\u0159itel nechce \u0159e\u0161it pot\u00ed\u017ee dlu\u017en\u00edka se spl\u00e1cen\u00edm a \u017e\u00e1dn\u00fd dlu\u017en\u00edk se nechce zapl\u00e9st do dluhov\u00e9 pasti. Pokud banka va\u0161i bonitu pro spl\u00e1cen\u00ed \u00fav\u011bru vyhodnotila jako nedostate\u010dnou, st\u00e1le to nemus\u00ed nic znamenat. V nebankovn\u00ed spole\u010dnosti m\u016f\u017eete i p\u0159esto p\u016fj\u010dku z\u00edskat. Jak ji\u017e bylo \u0159e\u010deno, nebankovn\u00ed spole\u010dnosti posuzuj\u00ed mo\u017enosti klient\u016f individu\u00e1ln\u011b a jsou schopny nastavit podm\u00ednky p\u016fj\u010dky tak, aby ji byli schopni spl\u00e1cet i lid\u00e9 s ni\u017e\u0161\u00edmi p\u0159\u00edjmy. Je tedy dost pravd\u011bpodobn\u00e9, \u017ee pr\u00e1v\u011b v nebankovn\u00ed spole\u010dnosti na v\u00e1s \u010dek\u00e1 v\u00fdhodn\u00e1 p\u016fj\u010dka, o kter\u00e9 ji\u017e dlouho sn\u00edte!                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00edzk\u00fd p\u0159\u00edjem v\u00e1m v \u017e\u00e1dosti o p\u016fj\u010dku p\u0159ek\u00e1\u017eet nemus\u00ed","item":"https:\/\/www.gtasa.cz\/nizky-prijem-vam-v-zadosti-o-pujcku-prekazet-nemusi\/#breadcrumbitem"}]}]